When you, the shipper, hire a freight carrier, I have to fully inform you of methods to prevent casualty losses while household goods are conveyed by the carrier. State and Federal rules and regulations provide first and foremost that a basic maximum loss payout for freight loads is 60 cents per pound.
For many high value households this is not sufficient, so we offer a supplement called valuation, where you, the shipper, can protect your household in the event of casualty loss. It is rare for your homeowners policy to cover losses during shipment.
Simply stated, for a 3 bedroom home with dining room and living room, which is five rooms, we offer valuation at a minimum total shipment assessment of $25,000, which can be covered for — with a $300 deductible or — with a zero deductible.